End financial abuse of older persons

Ashok Kumar Arora
The theme for the current year is ” Understand and  End of financial abuse of older persons- – A Human Rights Issue”.  The topic of elders abuse has started to gain visibility across the world ,it remains one of the least investigated types of violence in National Surveys and one of the least addressed in National action plan.
Senior citizens have the constitutional right to dignified life in old age,free from all forms of abuses. These abuses lead to poverty, hunger homelessness, compromised health and well being.
5 to 10% of older people globally experience some kind of financial abuse. However it is unfortunate that this mostly goes unreported partly due to shame and embarrassment on the part of the victim. Financial abuse is  quite different in the developed countries  than that in the under developed   countries. Weak police and criminal justice systems are the main reasons.
The 2017 theme will explore effective means of  strengthening  protection against financial exploitation. This will be a hot agenda for the upcoming 8th. Session of General Assembly open ended working group on  Ageing  to be held at New York from 5th. To  7th. July 2017.
There are many types of elders abuse and a few are quoted below:-
* Physical abuse  like  slapping   ,bruising,  restraining,
* Sexual   abuse  ie. Non consensual sexual act
* Neglect_   Not  to  provide shelter, food health care etc.
* Exploitation _ concealment of funds, properties or assets of a senior elder
* Emotional abuse_ inflicting mental pain, anguish or distress through verbal acts, humiliating etc.
* Abondonment_   desertion  of an elderly person by a care giver.
And   lastly   the   self  neglect  which is characterized as a failure of a person to perform self care which is most unfortunate and not attributed to any caregiver..
Self neglect results in changes in personality and behavior.  Such changes are indications  of elders  abuse and is borne in silence .
Social development studies carried out in our country   reveal alarming figures. Nearly 2/3rd of elderly people in our country   are  neglected  by their families while as 1/3rd  remaining  face physical and  verbal   abuse. The studies further reveal   that   elders   in urban areas face more brunt than those in the rural areas. In our country still family ties are strong and elders enjoy respect and live in dignity in rural areas. They live  together  and  nuclear  families are the ones left for the urban areas only. With the fast changing times the things are going to change in the rural areas also.
With extended life span and more expenses on medicines and hospitalization the younger ones abstain from taking care of the elders and as such they are left high and dry and also often subject to elders abuse. The sufferers  of  elders  abuse are both men and women but over all the women are the more sufferers.  Women   generally   live longer than the men   as it is customary to marry men of higher age. Once   widowed  they are the main target of elders abuse. Elders are mostly fragile, with poor reflexes and vulnerable in all respects are dependent   on the  youngsters  and thus are subject to elders abuse at some time or the other.
There are no laws to protect the elders from the elders abuse However Govt. Of India has enacted an Act ” Maintenance  and welfare of parents and senior citizens Act 2007″  which  protects the elders  from elders abuse. Unfortunately the Act has  not  been  extended  to  the state of Jammu and Kashmir. Neither extending the Act nor having  their own  Act  is nothing but State Elders abuse. Anti Dowry laws are further cause of elders abuse when  reported  by  the  daughters in law. A detailed study further reveals that the cases reported are just a tip of the iceberg and mostly the cases go unreported. A recent study has further revealed that  only one out of six report this abuse  for   redressal.

 

WORLD ELDERS ABUSE
AWARENESS DAY

There are nearly 8 .5 crore   elderly  people in our country. Most of them do not have access to basic pension. They are poor people like   labourers, rickshaw pullers, daily wagers, teastall  owners and so on & who are the main sufferers of elderly abuse.  Under social  security  a few are being paid old age pension.  The State Govt. has recently enhanced the old age pension to Rs. 1000 P.M. However how many souls are covered is a million Dollar question.. This is nothing  but  an  elderly abuse.
Providing some basic facilities like financial  safety ,health care, personal safety etc. is the social responsibility of the State. Even the state pensioners are not covered under any health insurance. Most of the Insurance cos. do not insure people for health insurance after a particular age. Even the Govt. Hospitals refuse to admit a patient without an attendant. These are also the cases of elderly abuse.
As mentioned earlier there are no laws to prevent elders abuse.. Fast   track  systems need to be provided to enable older persons to seek early justice. There is need to bring   awareness  in the younger generation through print and electronic media. Acts, plays and dramas can really leave a print on the minds  of  youngsters .   Elders   abuse is not a new phenomena. It is as old as the civilization..It is human nature to exploit the weak  and  weakness  in any form ,may be physical ,financial ,intellectual etc. Any one of these or unfortunately all these weaknesses can inflict any person. Younger people exploit these weaknesses for their benefit. However this  may  not  be  true in all cases but it is  and has been present all along in all ages with of course with  varying degree.  There   is  empirical  evidence to suggest that in India the elders abuse is increasing both within  families and Institutions. It also prevails across castes and religions. Its   ingress is more in urban areas than the rural. . In our country these abuses are confined to the four walls of the houses and not made public. Very few cases are reported or relief   is  sought.
Problems are many but there are solutions also. Till such time the” State Act for the Maintenance of Parents and senior Citizens “is enacted the seniors are deprived of the provisions in the Act which can prevent Elders Abuse. However many other steps can be taken by the State to minimize the  elders  abuse.
Even the Supreme Court of India agreed to dwell on the issue of  evolving of acceptable solutions and schemes for the  welfare of senior citizens and most importantly establishment of Old Age Homes at each District of the State. Former Law   Minister  said before the Hon’ble  Judges that a very large number of oldies, the figure which is increasing day by day, are living without roof , proper  clothes  and food ,not to talk of medical facilities and the budgetary provisions are very  paltry.
Providing an Old Age Home  at all the districts  can be seen as an alternative to elders abuse. To do so it may not be possible for the State due to many constraints, the Civil Society   has to come forward. The  Old Age Home at  Amphalla, Jammu  is an example before us. . This can encourage the civil society in other districts to come forward. We believe that if this is done a large number of oldies can get relief from  Elders abuse.
With the  affluence  increasing, many senior citizens are opting for or aspire to live in retirement homes. The finances of retirees and many others are better compared  with  earlier generations. Also the stigma  earlier  associated  with such living is reducing. With nuclear families, children  away  from homes,  the children shall welcome if such places are  made available . At least   they can feel satisfied that their parents are comfortable. Thus Pay and Stay Homes  is the other alternative. Most of the senior citizens want to spend  their  silver  years  with less physical and mental stress, with chores such as cooking, housekeeping, health care  taken care of. One most dreaded disease in the old  age  is  Loneliness. Nearly 10 to 20 % oldies die due to  this disease. This is taken care of in pay and stay homes where people live in a family of oldies.Thus we have a number of solutions to the problem of Elders abuse. Both the State Govt .. as   well as the Civil Society have to come forward and avoid Elders Abuse.
A society is judged by how it treats it’s seniors . Let our society come forward and  make it true.
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