Ramesh Chand, RBI Ombudsman for J&K and Ladakh speaking during a function on Sunday. By Daily Excelsior - March 3, 2024 Share FacebookTwitterWhatsAppPinterestLinkedinCopy URLTelegramEmailTumblrReddItPrintKoo Ramesh Chand, RBI Ombudsman for J&K and Ladakh speaking during a function on Sunday. Ramesh Chand, RBI Ombudsman for J&K and Ladakh speaking during a function on Sunday. Follow our WhatsApp channel