Sir,
Hats off to the present J&K Bank Chairman and CEO, Parvez Ahmad who, with the concerted efforts of its dedicated employees, catapulted the hitherto trailing Bank as shown by the previous year’s earnings, and earned a net profit of thirty crore rupees. It was, however, an uphill task accomplished only by a visionary approach. The speed with which the Bank has spread its wings by opening numerous branches not only in J&K State, but also in other states of the country speaks much about its commitment to serve the common man with a promise and dedication. In its journey to reinvent for becoming stronger and a valued Bank, the authorities must ensure to yearn for earning everybody’s faith by the Bank. It is no denying the fact that the J&K Bank has huge contribution not only in strengthening the financial and economic institutions, but also in the development of entrepreneurship in the State. This will unequivocally boost industrial growth and help steer the State on the path of economic progress. Yet much remains to be done to compete with the sprawling number of nationalized banks, matching the quality of service and equip the Bank with gadgetry par excellence vis-à-vis these banks discarding its traditional way of working.
Moreover, the Bank should come out with its consumer friendly products and schemes for the benefit of its wide-ranging customers. Since J&K Bank is the official bank of the State Government mandating all State Government employees to draw their salaries through this bank only, the Bank should launch employee-friendly schemes with low interest rates to attract additional business augmenting bank capital.
Yours etc….
Prof. V. S. Verma
Roop Nagar Enclave B
Jammu
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