Jan Dhan Yojana

Sir,
My maid yesterday came to me asked if Prime Minister Modi had opened a new bank for poor. I  knew she was talking about PM Jan Dhan Yojana but what amazed me was that she was aware of it and I owe this to the X-factor of Narendra Modi, for he is the person because of whom the youth all over India and the poor and illiterate started taking interest in politics and schemes etc. My motive for writing this letter is to draw your kind attention to two facts, first being the fact that here is not much awareness about this scheme or any other scheme in fact, and the second is that I tried to help my maid by telling her every thing about PMJDY and infact called the nearest Rural Bank for all the details. I was told all about PMJDY and the person assured me that accounts under PMJDY can be opened in that bank.
But when my maid went there to open her account, she was told that the bank is not under this scheme and she cannot open an account there. Its sad that banks after receiving email from the PM himself aren’t working the way they are supposed to work. Another fact that disappoints me is that I didn’t see any article in any newspaper that, in simple words, explains the scheme. I saw many articles focussed primarily on the whereabouts and who-said what of various inaugural functions held in various parts of India. There were many articles in favour of critisizing the scheme and the financial policies of the new Government etc etc but there was nothing  for providing information to poor and needy people who could be benefitted by this scheme.
Yours etc…
Anjali Jamwal
Jammu