Excelsior Correspondent
SRINAGAR, Dec 5: In a major outreach initiative, J&K UTLBC today organised mega facilitation camps across Ramban, Kishtwar, Ganderbal and Shopian as part of the nationwide campaign “Aapki Poonji, Aapka Adhikar – Your Money, Your Right,” aimed at helping citizens trace and claim their long-pending unclaimed financial assets.
The campaign, launched by the Department of Financial Services in coordination with the Reserve Bank of India and other financial-sector regulators, focuses on creating awareness on dormant bank deposits, matured insurance proceeds, mutual funds, dividends, unclaimed shares and other inactive financial instruments.
A statement said all four district-level camps witnessed active participation from senior officials of the RBI, banks, insurance companies, district administrations, SEBI, PFRDA, IEPFA and other institutions, ensuring coordinated service delivery and on-the-spot assistance to claimants.
At the Ramban camp, held at the Community Hall near Raghunath Temple, officials highlighted that Rs 6.15 crore remains unclaimed in 30,899 accounts in the district.
Cheques worth Rs 15.43 lakh were distributed to 13 beneficiaries after successful claim settlement.
People were also briefed about the use of the RBI’s UDGAM portal and urged to update KYC and maintain active bank accounts.
In Kishtwar, where 30,236 accounts worth Rs 8.51 crore lie unclaimed, the camp drew good participation.
Officials provided hands-on assistance to claimants and settled multiple cases on the spot.
While J&K Bank settled 28 cases amounting to Rs 14.34 lakh, SBI settled Rs 5.20 lakh and PNB completed settlements worth Rs 35,000.
Officials emphasised the need for strong coordination to reduce pendency of unclaimed deposits.
The Ganderbal camp recorded active public involvement, with officials informing that the district has 52,477 unclaimed accounts worth Rs 9.52 crore.
Participants were guided through claim documentation, procedures and a live demonstration of the UDGAM portal.
Cheques totaling Rs 6.19 lakh were handed over to beneficiaries after due verification.
In Shopian, where 25,914 unclaimed accounts amount to Rs 5.12 crore, five cases worth Rs 11.26 lakh were settled during the camp.
Officials extended on-the-spot help for claims related to deposits, insurance, mutual funds and shares.
Across all districts, officers appreciated the unified efforts of banks and regulators and reaffirmed their commitment to continue such outreach programmes to ensure that citizens receive their rightful dues efficiently.
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