Udhampur Head Post Office offering doorstep banking facility

An elderly woman availing the facility of doorstep banking in Udhampur.
An elderly woman availing the facility of doorstep banking in Udhampur.

Excelsior Correspondent

UDHAMPUR, Apr 19: Due to extension of lockdown upto May 3, 2020, Supdt of Post offices, Udhampur Division, Javed Ahmad Haji has announced that the Udhampur Head Post Office is offering the doorstep banking facility to help people maintain social distancing.
It can be availed of by Aadhaar-linked account holders of banks. They include the SBI, Canara Bank, Central Bank of India, Corporation Bank, Jammu and Kashmir Bank etc. There is no service charge and the facility is absolutely free.
The Customers should place a telephonic request one day in advance and the bookings will start on April 20. Customers can also check their balances and view mini statements of the five previous transactions. This lockdown offer is an expansion of the Aadhaar Enabled Payments System (AEPS) of the India Post launched in September 2019. The two prerequisites are the accounts should be Aadhaar-linked and the customer should have a mobile phone. This mobile number need not be the one linked to the account. Account holders in India Post Payments Bank will have an additional option to deposit money to that account.
For the service, the customer has to place a telephonic request over the helpline numbers or with the local post office. The minimum amount of withdrawal is Rs 100 and the maximum Rs 10,000. The upper ceiling may vary depending on the Bank. Next day, the postman or other designated staff of the post office will come to the customer’s house with a mobile device. When the postman feeds the customer’s name and mobile phone number, a six-digit OTP will be received on the particular number. The customer then has to provide the Aadhaar number and specify the required amount. On placing finger on the biometric device, the verification is done and the postman will deliver the cash. There is no paper receipt and the customer will receive an SMS with details of amount withdrawn, time, available balance and the postal agent’s ID number. Customers have been advised to make bookings over the helpline numbers — +91 1992270707, +91 1992275132 (Monday – Friday 10:00 AM to 3.00 PM)