Excelsior Correspondent
JAMMU, Aug 28: Celebrating 11 years of Pradhan Mantri Jan Dhan Yojana (PMJDY), BJP vice president J&K, Rekha Mahajan here today lauded the flagship scheme as a revolutionary step in India’s journey from financial inclusion to financial dignity.
Launched by PM Modi, PMJDY has played a transformative role in connecting every household to formal banking system, ensuring access to credit, insurance and pension facilities.
Rekha Mahajan highlighted that the scheme now boasts over 56 crore accounts with more than 56 per cent women account holders and two out of every three accounts opened in rural and semi-urban areas.
“PMJDY has empowered women financially, enhanced transparency in government transfers and eliminated middlemen, enabling direct benefit delivery to citizens. It has bridged the gap between urban and rural economies bringing millions into the financial mainstream,” she maintained emphasizing that PMJDY is not merely a banking initiative but also a social movement fostering trust, independence and dignity.
The BJP leader also noted that PMJDY has been instrumental in ensuring financial preparedness during emergencies and facilitating government welfare schemes directly to beneficiaries’ accounts, reducing delays and corruption.
She urged citizens to actively utilize the benefits of PMJDY, including insurance and pension schemes and emphasized the need to spread awareness about its advantages.
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