Excelsior Correspondent
SRINAGAR, Feb 14: J&K Bank’s Financial Literacy and Credit Counselling Centres (FLCCs) conducted multiple awareness camps during the ongoing Financial Literacy Week (FLW) in the UT of J&K.
The FLCCs conducted the camps at various locations in the UT including at far-off places like Chatyar, Chowkian-a-Darhal, Kothra and Nadian villages in Rajouri.
Apart from this financial literacy camps were conducted at Industrial Estate Zainakote, New Thead Harwan and Business Unit Nowgam in Srinagar which were attended by aspiring entrepreneurs, local businessmen, self-employed persons, Village Development Committee Chairman, National Rural Livelihoods Mission (NRLM) and Rural Self Employment Training Institutes (RSETI) representatives and Self Help Group (SHG) members.
The Facilitators briefed the gatherings about the special drive launched by RBI during the ongoing Financial Literacy Week themed around ‘Micro, Small and Medium Enterprises (MSMEs)’ and informed the participants about major credit facilities, subsidy benefits and schemes including Pradhan Mantri Mudra Yojana, Stand-Up India, Prime Minister’s Employment Generation Programme (PMEGP), Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE), interest subvention scheme for MSMEs etc launched by the government for financial upliftment of the people.
Besides, the participants were also educated about various features of the revised Kisan Credit Card Scheme covering agriculture, horticulture and animal husbandry and fisheries.
During the camps, the participants were made aware about good financial practices in MSMEs and small business management, financing options and financial management, GST, good credit rating, maintenance of proper books of accounts and turnover in bank account.
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