SHOPIAN, Dec 17: The District Level Review Committee/District Consultative Committee (DLRC/DCC) meeting for the second quarter of the financial year 2025–26 (ended September 30, 2025) was convened today at the Mini-Secretariat Shopian, which was presided over by Deputy Commissioner (DC) Shopian, Shishir Gupta.
During the meeting, a comprehensive review of the district’s banking performance was carried out with special focus on credit-deposit ratio, sector-wise lending, priority sector advances, agriculture and allied sector credit, self-employment schemes and progress under Government-sponsored programmes including PMJDY, KCC, PMEGP, Mudra and others.
It was apprised that the growth in deposits as on September, 30th, 2025 has shown increase of 11% on YOY basis and 3% decrease as compared to previous quarter ended 30th June, 2025. The growth in advances as on September 30, 2025 has shown increase of 8% on YOY basis and 6% increase as compared to the previous quarter ended 30th June, 2025.
Priority sector advances have shown an increase of 8% on YOY basis and 1% decrease as compared to the previous quarter ended 30th June, 2025. Non priority sector of the district have shown an increase of 9% on YOY basis and 1% increase as compared to previous quarter 30th June, 2025.
Against the financial target of Rs. 2016.87 crore and physical target of 43814 beneficiaries under DCP 2025-26, the various banks operating in the district have disbursed Rs. 1110.37 Crore to 35242 beneficiaries ending 2nd quarter of financial year 2025-26, thereby achieving the financial targets by 55% and physical targets by 80%.
The meeting was attended by CPO, Shopian, Mudasir Ahmad; LDM, Farooq Ahmad Dar; Cluster-Head J&K Bank, Abdul Majid; DDM, NABARD, Junaid Ahmed, representatives of RBI & RESETI, district officers of line departments and officials from various banks operating in the district.
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