Excelsior Correspondent
SAMBA, Aug 29: A financial literacy camp was organized by J&K Grameen Bank (JKGB) at Ramgarh under financial assistance from National Bank for Agriculture and Rural Development (NABARD).
The camp was inaugurated by Surinder Singh, District Development Manager of NABARD. Speaking on the occasion, Singh threw light on various social security schemes like Pradhan Mantri Jan Dhan Yojna, Pradhan Mantri Suraksha Bima Yojna, Pradhan Mantri Jeevan Jyoti Bima Yojna and Atal Pension Yojna.
He highlighted that Joint Liability Goups and SHGs are an effective credit delivery methodology for banks to reach clients like small farmers, marginal farmers, tenant farmers and also micro entrepreneurs and therefore an important tool for poverty alleviation and social cohesion. He also advised people to remain cautious about different fraudulent activities in banking industry.
Ram Dev Sharma, Area Manager, JKGB, discussed in detail about the eligibility and modalities of PM’s social security schemes. He also discussed about the loans available under Mudra Yojana, Stand Up India and other loan products available with bank.
Ravi Kumar, Branch Head, impressed upon the public to come forward and avail benefits of banking facilities and these social security schemes. An on-spot registration counter was also set up by the JKGB at the venue of the camp. Agriculture loans under various schemes amounting to 1.2 crore were also distributed amongst farmers.
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