Time A very special Bank Account

Dr. Jyoti Sharma
Imagine you had a bank account that deposited one lac every morning. The account carries over no balance from day to day, allow you to keep no cash balance, and every evening cancels whatever part of the amount you had failed to use during the day. What would you do? Draw out single penny every day.
We all have such a bank account. Its name is Time. Every morning, it credits you with 86,400 seconds. Every night it writes off, as lost, whatever time you have failed to use wisely. It carries over no balance from day to day. It allows no overdraft so you can’t borrow against yourself or use more time than you have. Each day, the account starts fresh. Each night, it destroys an unused time. If you fail to use the day’s deposits, it’s your loss and you can’t appeal to get it back. There is never any borrowing time. You can’t take a loan out on your time or against someone else’s. The time you have is the time you have and that is that. Time management is yours to decide how you spend the time, just as with money you decide how you spend the money.
Those who do not know the importance of time, waste it or rather they spend it doing nothing. There is a proverb which says that killing time is not a murder; it is a suicide. It means, by wasting time one is not harming others. On the other hand one is harming himself. Ordinary people merely go on thinking how to spend their time. The wise and talented make use of it fruitfully.
Some people always complain that there is no time for doing anything. That is not correct. If one wisely plans his activities, there will be time for everything happening according to time. A man who is a part of nature cannot complain against time. Time is powerful. Everybody, even the prime minister of the country have equally twenty four hours in a day. For example the student who topped in exam and other who failed both have similar hours in a day but their success and failure depends on their time management skill that how they divide their time for each activity and study. Wise time management can help to find the time for what you desire, and for what you need to do.
‘Time is the best medicine’, says Ovid. It is said that time heals all wounds and it even heals where medicine fails. All human beings are emotional. When negative emotions like fear, anger, envy and jealousy overtake them, they lose reason and act in haste leading to serious consequences. They may repent later, as emotions cool down. But the damage is done and remains forever. Even that damage can heal with the passage of time. People involved may forget and forgive. That is the importance of time and its healing touch.
Time is said to be a wise counsellor. Passage of time allows an individual to grow. This growth gives experience. Experience helps decision making. Time reminds you to act and to act wisely. The wisest make use of the time fruitfully. Life today presents so many distractions, and therefore, it is very easy to lose time on unimportant activities. Ask yourself, is watching this or that TV program, reading this or that gossip or participating in a certain activity is going to add anything to your life. Is the time spent on a particular activity well spent, or is just a waste of time and energy. Life puts in front of everyone so many choices each day, and the question is, do you follow what appears on your way, or do you consciously choose what you want to do? Do you allow external distractions to deter you from your goal, or do you use willpower and self discipline to walk toward your goal in a straight line, without wasting time and energy?
A certain degree of detachment and inner peace are useful in managing your time effectively. They help you avoid spending too much emotional and mental energy on what people say and think about you. They help you stay calm, despite distractions or difficulties, and this saves you a lot of time and energy, which you can spend on better and more rewarding activities. There are many things you can do and tools to use to manage your time effectively. There is a lot of time wasted each day, which can be put to better uses. There are changes you can make, which will effectively increase the time you have at your disposal every day.
(The author is Deputy Director PD & MD)