JKGB organizes financial literacy camp

Executives of J&K Grameen Bank during a financial literacy camp at Jammu on Tuesday.
Executives of J&K Grameen Bank during a financial literacy camp at Jammu on Tuesday.

Excelsior Correspondent
JAMMU, Oct 9: Financial Literacy Center of J&K Grameen Bank (JKGB) here today under the chairmanship of Janak Raj Angural organized a financial literacy camp ‘Going Digital’.
R.K Narang, Regional Manager, JKGB Jammu was the chief guest on this occasion and he talked about the ongoing JKGB Festival Bonanza-2018 with a special offer of rebate in the rate of interest and no processing charges on car, consumer durable goods and two wheeler loans.
He also handed over PMSBY claim amounting Rs two lakh to a nominee Sugandhi.
Vipan Gupta, Incharge, Financial Literacy Centre JKGB informed the masses about the benefits of social security schemes like Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY), Pradhan Mantri Suraksha Bima Yojana (PMSBY) and Atal Pension Yojana (APY).
He told the gathering about the latest developments in PMJDY like the overdraft amount raised to rupees ten thousand and the age limit to open a PMJDY account is also increased to 65 years and there will be no condition for overdraft up to rupees two thousand plus the accidental insurance cover for new Rupay Card holders has been raised from Rs 1 lakh to Rs 2 lakh for the new PMJDY accounts opened after August 28 this year.
Atul Sharma, Manager IT and Shilpa Gupta, Associate Executive-IT enlightened the participants about new technologies available in the bank such as multiple uses of bank cheques, use of POS Machine, RuPay Debit card, KCC RuPay Debit Card, Net Banking, Mobile Banking Services, Adhaar based transactions etc.
The thrust was also given on various IT products like RuPay cards, SMS Alerts, NEFT/RTGS and Immediate Payment services (IMPS). They also told them the merits and demerits of using such services and precautions to be taken care of while utilizing such facilities and advised people not to get trapped in fake calls, which is very common trend used by some fraudulent person’s active in the market.
Besides the gathering, the other dignitaries of the area were also present during the event.
Mukesh Sagotra, Branch Head, Bahu Fort presented the vote of thanks.

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